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Some really informative resources out here. Do check this interesting site on car loans: http://smartcarcredit.com, which deals with every kind of car and auto loans.
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One thing to keep in mind while shopping a car loan is the span of time that auto-related inquires appear on your credit report.
Your FICO score ignores all auto inquiries made in the 30 days prior to scoring. It also counts any inquiries for auto loans that fall in a typical shopping period as just one inquiry for scoring purposes. This period is any 14 day span for scores calculated from older versions of the formula, and 45 days from the newest versions. Since each lender chooses which version of the FICO scoring formula it wants, try to make a decision within 14 days of the first credit inquiry to prevent your FICO score from being scored lower.
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